Financing Options Available
Bread is a financing program that allows consumers to see if they prequalify in seconds, purchase products they need now, and pay over time. Consumers can apply for financing in seconds without ever leaving the SpinLife website.
- See if you prequalify in seconds by filling out some basic information. Checking your rate won’t impact your credit score. You won’t receive a hard credit inquiry at any of the 3 major reporting bureaus when you checkout (Transunion, Equifax, Experian).
- When you find a plan you like, choose your plan and confirm your order. You’ll never leave the SpinLife website.
- Qualifying amounts range from $50-$10,000 depending on your credit score.
Subject to approval of credit application. Rates range from 6.99% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank. View Additional Terms and conditions < you'll be leaving the SpinLife.com website.
For eligible customers, PayPal may choose to offer the option of paying over time though PayPal Credit. If eligible, customers will be shown the option by PayPal during the checkout process. Eligibility is determined by PayPal, not SpinLife.
Checkout with PayPal and choose PayPal Credit. Subject to credit approval. US customers