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SpinLife™ is pleased to offer you a unique financing program, administered by PFS Financing, which enables you to purchase medical equipment of your choice through a customized consumer loan. The program involves a fixed interest loan for a set dollar amount which can be financed over a period of your choosing, anywhere from 24 to 60 months. The program is available for any group of medical products from any manufacturer as long as the total amount financed is at least $800.
Do I pay processing and loan application fees?
Yes, there is a 7% fee you pay after your financing is approved. You can pay this amount via credit card or check.
What mobility products can be financed through SpinLife’s Financing Program?
Virtually all products on the SpinLife site (mobility products, accessories, etc.) can be financed through the program, as long as the total of all items together is at least $800.
What are the Benefits of the Program?
There are many benefits to the SpinLife Financing Program, most especially the fact that it allows you to finance any mobility product (of $800 or more) at a low, fixed interest rate for virtually any time-period (24 to 60 months)! The program offers tiered interest rates, with the lowest rate currently at 12.99%. It’s a flexible program that gives you maximum choice to select the product and financing terms that best meet your needs. Likewise, the program is convenient in that you simply make monthly payments with the payment booklet supplied to you through the program administrator, PFS Financial Services (and MBNA Bank).
What is the Minimum Product Purchase Price that can be Financed through the Program?
The SpinLife Financing Program enables you to finance any product(s) as long as the total for all items, including any shipping or extended warranty charges, is at least $800.
How Do I Apply for the SpinLife Financing Program?
To apply for financing you simply call Customer Service at 1-800-850-0335 to complete the program application and await notification from the program administrator, PFS Financial Services, regarding your participation. A representative will contact you to discuss your application, as well as the terms of your loan.
How Do I Go About Making Monthly Payments?
Once you have been approved for the loan and after the loan paperwork has been completed, you will receive a convenient payment booklet with easy-to-follow instructions. Your first payment will be due in 60 days (after receipt of your payment booklet) and there is no penalty for early payoff of the loan.