April 5, 2016

Shop at Home: Sensible, Safe Internet Shopping

          Safe internet shopping offers many avenues for making our lives more convenient and accessible. With just a few clicks of the mouse and a combination of keystrokes we can have anything the market has to offer delivered right to the front door.

Internet shopping is not only practical it’s exciting! But there are ways to be taken advantage of. Here are two key considerations to help protect your funds and your identity.

Safe internet shopping

online shopping is convenient

Know Your Vendor: In face-to-face transactions, it’s always a good choice to buy from companies you know and trust, like SpinLife. Safe internet shopping is no different. How do you know if the website you’re using is safe? There are three things to look for: the URL, the SSL (secure sockets layer), and the lock. Before you buy, look at the URL in the address bar. Is everything spelled correctly? Often scammers will use common misspellings of popular websites to fool unsuspecting buyers. If everything is spelled correctly, look at the domain at the end of the address, is it a less commonly used domain such as .net rather than .com? If so, you may have been redirected to another website. If your website is spelled correctly and ending in the correct domain, good!

SSL capture

Spinlife.com secure online checkout. Notice “https” at the beginning, and the closed padlock to the far right

There are only a few more things to look for to ensure a safe purchase. Look at the letters in front of the URL. The SSL encryption is present if the first letters of the URL are HTTPS:// rather than HTTP://. The last thing to look for is the picture of a closed padlock, which will be either at the end of the URL in the address bar, or in the status bar at the bottom of your browser.

Know What’s Required:

You’ve chosen your merchandise and you’ve checked all of the above; now you’re ready to pay!

Understanding what most vendors will ask of you will help prevent giving away sensitive and valuable parts of your identity. You should never give your entire Social Security Number to confirm payment, and rarely will you give your birthday.  Most websites will ask simply for your credit card number, expiration date, the name on the card, and sometimes the CCV (three digit code on the back)
Groceries, medical supplies, gifts, electronics and so much more are available to you online! And with a little smart shopping, your needs can be met with little to no risk. Happy safe spending from your friends at Spinlife!

 

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